Two County Programs Allow for Affordable Housing Rehab

Two County Programs Allow for Affordable Housing Rehab

Two Loudoun County home improvement and repair programs through the Loudoun County Department of Family Services are available to select county residents. The programs are designed to preserve and rehabilitate existing affordable housing.

  • The Loudoun County Home Improvement Program (LCHIP) is available countywide to low and moderate income homeowners who want to rehabilitate their primary residences.
  • The Home Repair Program for the Elderly and Persons with Disabilities (HRED) is available countywide to homeowners with income that is at/or below 50% of the Area Median Income (AMI), which is currently $54,300 for a family of four.

The LCHIP program provides money to renovate and repair the primary residence of low-to-moderate income homeowners. Eligibility for the program is determined by income and loans are awarded based on credit worthiness. The home improvement loan has a ten-year term and may be forgivable and/or interest free, Robin Geiger, Communications Manager said.

Repairs and renovations can include correcting code violations; addressing health and safety issues; making the home more energy efficient; making repairs to plumbing, electrical, and HVAC systems, and interior and exterior components. All work is performed by licensed, bonded and insured contractors, Geiger said.

The Loudoun County HRED program provides a one-time grant of up to $5,000 for emergency repairs and/or accessibility needs for the elderly and/or persons with disabilities whose income is at/or below 50% AMI.

More information, including income charts used to determine eligibility, is available online or by calling Robert McCarthy of the Loudoun County Department of Family Services at 703-777-0353.